Courtesy Pay

There may be times when your share draft (checking) account balance is too low to cover an outstanding check or an automatic bill payment. We will, at our discretion, authorize and pay overdrafts for those occurrences, but we do not guarantee that we will always authorize and pay any type of transactions. You will be charged our NSF fee of $35.00 per item, however, you will avoid the hassles of having your check returned. You have up to 30 days to deposit the funds to your account to repay or clear your negative balance.